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Dentist Financial Policy

Dentist Financial Policy

Dentist Financial Policy

Financial Policy

Dr. Rita Dargham and her team strive to provide you with the highest quality dental care in an environment conducive to your comfort and well being. Our ability to do so now, and into the future, depends on your commitment to your oral care; therefore, payment is due at the time service is rendered unless other arrangements have been made prior to your visit.

Method of payments include:

  • Cash
  • Check
  • Debit or credit cards (MC, Visa, Discover, and American Express).
  • Healthcare Finance (Care Credit Application Available) *
  • Dental Insurance (PPO) **

* The use of a healthcare finance company, such as Care Credit, allows you to benefit from lower monthly payments made over a longer period of time and ranging interest rates. Simple and prompt approval over the phone is available. Please feel free to contact us for further details or to assist you in making that call. Care Credit may also be reached at www.carecredit.com.

** As part of our commitment to you, we will assist you in maximizing your insurance benefits by completing and submitting your claim forms. Your estimated co-payment is due at the time of service. This is only an estimate based on your specific plan outline. Once reconciled by your insurance company, any overpayment on your part will be refunded or credited to you and any unpaid balance will be due by you once your statement is received.

Benefits range from policy to policy. Please refer to your booklet of benefits or ask us for assistance in determining your specific plan’s benefits and coverage percentage.

Certain plans base the allowed benefits on a “Fee Schedule” randomly set by the insurance companies. This is different from a plan that extends benefits based on a percentage of fees set by our dental office. Those plans based on a “Fee Schedule” may extend a lower percentage than the coverage indicated on your plan. For instance, if your plan states it will pay 80% of the cost for a specific treatment, it is saying it will not pay more than 80% of the fee set by the insurance company, and may not be the actual fee set by our dental office. For specific details on your plan please contact us for assistance.

The cost for your dental care is your responsibility, an obligation between you and our dental office. Insurance is available to assist you but should not be expected to pay for your entire dental treatment. We are happy to assist you in submitting your claims and in providing your insurance company with the necessary records, radiographs, and letters necessary to facilitate the payment of benefits. Once your insurance company has paid the claim, any pending balance will be paid by you once receiving our statement.

As stated previously, we are here to assist you in facilitating your dental care. Please contact us to discuss how to make this a financially comfortable experience for you.

Please contact Dr. Dargham and her team to schedule your initial consultation. For your convenience, Dr. Dargham welcomes patients in one of two locations (Coconut Grove Dental Clinic and Biscayne Blvd. Dental Clinic), both located in the heart of Miami Dade County.

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